Travel Insurance for Backpackers & Long Term Travellers

Unfortunately, things can and do go wrong when you travel.  There are strict rules around the regulation of travel insurance so I can’t advise you in any way, but here is some information that might help you decide whether to buy travel insurance and which company to choose. 

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Why I Buy Travel Insurance

I never leave for a trip without travel insurance, and I was very glad I had insurance when I had my laptop and passport stolen in Ecuador!  I look for cover for my belongings in case they are lost or stolen, and for health coverage in case I get sick or injured while I’m away.  I also like to have coverage for lost luggage and trip cancellations, especially since COVID. 

I hate having to think about the worst things that could happen, but I would much rather have insurance and know that I don’t have to worry about covering the cost of replacing all my belongings or of health bills which can cost a crazy amount! 

I chose World Nomads Travel Insurance for my current backpacking trip to Australia and New Zealand.  

World Nomads Insurance

Who are World Nomads?

World Nomads’ mission is to support and encourage travellers to explore their boundaries.

They offer simple and flexible travel insurance and safety advice to help you travel confidently, destination guides and tips to help you plan your trip, and responsible travel insights to help you travel better.

World Nomads offers travel insurance for independent travellers and intrepid families, and offers cover for more than 150 adventure sports and activities as well as emergency medical, lost luggage, trip cancellation and more.  Get a quote, make a claim, or buy or extend your policy while on the road.

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7 things to know about World Nomads travel insurance

Internationally recognised underwriters
World Nomads is backed by a suite of specialist travel insurers that provide 24/7 emergency assistance, customer service and claims support.

24/7 emergency assistance
If you need medical assistance or emergency medical evacuation, World Nomads’ multi-lingual team is available 24/7 to connect you with medical treatment and transportation during your trip.

Buy and claim on the road
Had a change of plans? You can extend your period of cover or claim online at any point in your journey. You can even buy a World Nomads policy if you’re already travelling.

Adventure activity coverage
Designed by travellers, for travellers, World Nomads covers over 150 adventure sports and activities so you can explore your boundaries.

Travel safety tips and alerts
World Nomads provides useful and up-to-date travel insurance information and global travel safety advice to help you plan for your journey and navigate the risks.

Donate and make a difference
When you buy travel insurance with World Nomads, you can make a micro-donation to a community development project to help change lives in the destinations that need it most.

Travel content to help inspire, educate and plan
Plan your trip with free destination guides, develop your travel storytelling skills and learn how you can be a more responsible traveller with World Nomads as your travel companion.

SafetyWing

I have also used SafetyWing which is available for purchase online in 180 countries and you can also buy it while you are already travelling. SafetyWing travel medical insurance is charged on a month-by-month basis so you can stop it or take a break if you head home. 

I choose SafetyWing for shorter trips or when I’m not sure of my future plans and I like the flexibility it gives me as a digital nomad to stop and start it when I want.

LEARN MORE ABOUT SAFETYWING

Insurance Comparison Sites

Alternatively, you could use a comparison site like Travel Insurance Master to find the best cover for you.

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